Operational Credit Analyst

Über die Aufgabe

Standort
China
Shanghai
Shanghai
Unternehmen
Siemens Energy Co., Ltd.
Organisation
SE CFO
Geschäftsbereich
Treasury & Corporate Finance
Vollzeit / Teilzeit
Vollzeit
Erfahrungsniveau
Fachexperte / Mitarbeiter mit Berufserfahrung

Location: 上海浦东新区前滩国际商务区四方城

A Snapshot of Your Day

As a Customer Credit Operations Team Member, you play a key role in executing daily customer credit management activities. You work closely with your team and leadership to ensure all aspects of customer credit operations—including SAP-based processes, credit limit controls, and business support—are managed efficiently and in compliance with internal policies and external regulations. Your focus is on delivering high-quality service, supporting business units, and contributing to continuous improvement within the team.


How You’ll Make an Impact

Credit Operations Execution

  • Carry out daily customer credit processes in SAP, including credit limit controls, order blocking/unblocking, and credit advance management.
  • Perform analysis of customer financial statements, credit histories, company profiles, and industry trends to assess their creditworthiness. 
  • Operate as a credit risk advisor to the BA's management and support their decision making on credit limit changes
  • Operate as a credit advisory to the BA's management and support their decision making on the release of blocked orders
  • Maintain and update customer credit data in SAP, ensuring accuracy and timely processing of changes.
  • Oversee in a governance capacity the calculation of valuation allowances for required entities.
  • Collaborate with internal stakeholders to help structure customer-specific risk mitigation instruments (e.g., parent guarantees, bank guarantees, collaterals).
  • Ensure all credit operations are executed accurately and in line with company policies and external regulations.
Business Support & Query Resolution
  • Act as a first point of contact for business units regarding operational credit queries, order status, and credit limit issues.
  • Provide expert guidance to internal stakeholders on SAP credit processes and troubleshooting.
  • Work with other departments (sales, finance) to resolve credit-related operational challenges.
  • Where required, meet directly with Business Units to support complex credit requirements, and collaborate with or support the manual rating team.
  • Responsible for highlighting to global governance team of  any anomalies seen in the automated rating model during operational use
Process Compliance & Improvement
  • Adhere to company credit policies and procedures in all operational activities.
  • Support audits and compliance checks by providing accurate operational data and process documentation.
  • Assist in ensuring operational readiness as systems transition to S4 or Agora environments.
Monitoring and Reporting
  • Generate and analyze operational reports on credit limits, blocked/unblocked orders, and outstanding credit exposures.
  • Perform regular including annual monitoring of customer credit limits and worthiness and perform any updates as required.
  • Support the completion of ICFR submissions and maintain controls for credit risk management.
What You Bring
  • Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
  • Experience in customer credit analysis, or a related field within an industrial, energy(knowledge of project finance, large-scale supply chains, and market trends), or engineering company, with large, complex entities or multinational clients is highly preferred.  
  • Proficiency in SAP (ECC/S4/Agora), especially in credit management modules, Microsoft Office Suite (Excel, PowerPoint) and credit management software/tools.
  • Ability to work effectively in a global organization and collaborate across regions. 
  • Operational expertise in credit limit controls, order management, and credit advance processes.
  • Analytical skills to interpret data and present insights effectively, strong governance mindset and attention to detail.
  • Strong organizational skills and ability to manage multiple priorities.
  • Excellent communication skills, both written and verbal.
  • Proficiency in English is required; fluency in additional languages (e.g., German, Spanish, etc.) is a plus.

About the Team
The Customer Credit Risk Intelligence team is a governance function within Treasury & Corporate Finance. This team plays a pivotal role in shaping and overseeing customer-specific credit risk practices across the organization. 

Who is Siemens Energy?
At Siemens Energy, we are more than just an energy technology company. With ~100,000 dedicated employees in more than 90 countries, we develop the energy systems of the future, ensuring that the growing energy demand of the global community is met reliably and sustainably. The technologies created in our research departments and factories drive the energy transition and provide the base for one sixth of the world's electricity generation.

Our global team is committed to making sustainable, reliable, and affordable energy a reality by pushing the boundaries of what is possible. We uphold a 150-year legacy of innovation that encourages our search for people who will support our focus on decarbonization, new technologies, and energy transformation.

Our Commitment to Diversity
Lucky for us, we are not all the same. Through diversity, we generate power. We run on inclusion and our combined creative energy is fueled by over 130 nationalities. Siemens Energy celebrates character – no matter what ethnic background, gender, age, religion, identity, or disability. We energize society, all of society, and we do not discriminate based on our differences.

Rewards/Benefits
Opportunities for career growth and development.
A collaborative and innovative work environment.
Access to brand new technologies and training.
Health and wellness programs.